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Q.I have a wonderful anniversary band (ten diamonds, ten years) that has recently started making my finger swell up and turn red. I presume there is something growing on the underside of the band that I'm reacting to. Is there something inexpensive and/or homemade that I could clean the ring with that won't hurt the gold or the diamonds (or my finger)?

A.isn't "high fashion jewelry" essentially upscale costume jewelry? I don't think I'd use ammonia on fashion/costume jewelry, either, but on carat gold, most gemstones, and certainly diamonds the old ammonia and water stand-by does great work. My own jeweler recommended it to me 30 years ago (and also warned me NOT to use it on pearls, jade, and opals), and I've never had a bit of damage to anything. I have gained information about the product even though I prefer to deal with "fashion" jewelry myself. Carat gold can get fine scratches which are unnoticeable to the unaided eye and when combined with strong chemicals (ammonia, alcohol, bleach ...) the pieces begin to look old and worn. If you want to immerse your jewelry in harsh chemicals that is your choice. I will never use these chemicals on my fine jewelry because I want all pieces to remain looking as good as possible.

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